User privacy on Richard Hoy.ca
This website is administered by Richard Hoy or our appointed representatives. The objective of Richard Hoy.com is to be a living and growing business resource to support you in managing and planning the future. We want you to feel secure when visiting our site and are we are committed to protecting your privacy when doing so. The following provides an overview of how we protect your privacy during your visit.
What information do we receive?
Information on Richard Hoy.com is gathered by: (1) indirectly (for example, through technology); and (2) directly (for example, when you enlist on various pages of Richard Hoy.com). An example of indirectly collected information is through Internet access logs which capture web visitor data.
Directly collected information from you in a number of ways, including when you voluntarily submit it by enlisting, registering or request content to be sent to you.
How do we use this information?
We analyze it to determine what is appealing about our site and how can we improve it, and essentially, to understand how we can evolve Richard Hoy.com to make it more useful.
Will we share this with outside parties?
Your data may be transferred internationally throughout Richard Hoy’s organization. We will not sell individual information and will share it only with our advisors. There may be other times when we need to share information, for example, in the case of a seminar where we need to give our caterer with meal preference information. Before you submit any information, we will notify you as to why we are asking for specific information and it is completely up to you whether or not you want to provide it.
What about sensitive personal data?
We do not generally seek to collect sensitive personal data through this site. If we do seek to collect such data, we will ask you to consent to our proposed uses of the data. We may also collect some sensitive personal data incidentally. By providing us with unsolicited sensitive personal data, you consent to our using the data subject to applicable law as described in this Privacy Statement. The references to “sensitive personal data” are to the various categories of personal data identified by European and other data privacy laws as requiring special treatment, including in some circumstances the need to obtain explicit consent. These categories comprise personal identity numbers, personal data about personality and private life, racial or ethnic origin, nationality, political opinions, membership of political parties or movements, religious, philosophical or other similar beliefs, membership of a trade union or profession or trade association, physical or mental health, genetic code, addictions, sexual life, property matters or criminal record (including information about suspected criminal activities).
Do we give you access to your information?
You are entitled to know whether we hold information about you and, if we do, to have access to that information and require it to be corrected if it is inaccurate. You can do this by sending us an e-mail.
What about data security?
We take appropriate steps to maintain the security of your data on accenture.com. You should understand that the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended.
In summary we are interested in maintaining your privacy and creating a valuable resource for you to use. If you have any questions now or during your visit, please contact us.
Your use of and access to this Richard Hoy.com is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification. Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of Richard Hoy. All trademarks used or referred to in this website are the property of their respective owners. Nothing contained in this site shall be construed as conferring by implication, estoppel, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Richard Hoy. or any third party. This site and content contained, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Richard Hoy, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.
The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Richard Hoy. Links on this site may lead to services or sites not operated by Richard Hoy. No judgment or warranty is made with respect to such other services or sites and Richard Hoy takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk.
This site and its contents are provided “as is” and Richard Hoy. makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. Richard Hoy expressly disclaims all express and implied warranties including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will Richard Hoy be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof.
You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential.
The views presented by writers and commentators do not represent the views of Richard Hoy. You agree that Richard Hoy. Will not be liable for any direct, indirect, incidental, special or consequential damages, or damages for loss of profits, revenue, data or use arising from your access to, or use of, this web site and the information contained on this site. Richard Hoy does not endorse, or take responsibility for, the content of any site to which this web site is linked. These links are for your convenience only. Richard Hoy reserves the right to make changes or updates to this web site or the products and programs described at any time without notice.
The information and material contained on this site is for informational purposes only and is not intended to be advice, or an offer or a solicitation with respect to the purchase or sale of any security. The information and material contained on this site does not take into account the investment objectives, financial situation or particular needs of any particular person. Investors are advised that investing in securities entails certain risks, and they should obtain individual financial advice and undertake extensive due diligence based on their own particular circumstances before making any investment decisions.